Getting travel insurance cover for ear infections
Ear infections otherwise known as otitis media for middle or inner ear infections or otitis externa for outer ear infections are an inflammation and a build-up of fluid behind the eardrum or an inflammation (redness and swelling) of the external ear canal, which is the tube between the outer ear and eardrum. It can also affect your ability to travel and so is a medical condition that can be covered on your travel insurance policy. Add medical cover by declaring any and all pre-existing medical conditions on our system, including your ear infection. It's easy to do, all you need to do is search for and add each condition, answer the related questions and we will then be able to provide a selection of travel insurance quotes specific to your requirements. If you or your child has an ear infection please check with your doctor that it's safe to fly before travelling on a plane as it can damaging to your hearing. Remember also that when travelling in Europe, it is important to make sure that you also have a valid European Health Insurance Card (EHIC).
What does including ear infection on your medical travel insurance cover?
Travel insurance policies that cover ear infections will cover you if there are any complications relating to your otitis media or otitis externa while you are on holiday. You will have access to a 24 hour emergency medical assistance or help line, with operators fluent in many languages who can speak to medical staff for you. The medical expenses section of a policy also commonly covers additional expenses such as ambulance and hospital admission costs, and repatriation to the UK. An important aspect for those with otitis media or otitis externa is that you will also get cover for cancellation meaning that if you were deemed unable to travel before your holiday, for reasons relating to your ear infections or any other declared pre-existing condition, you would be entitled to make a claim.
How can you get medical travel insurance to cover otitis media or otitis externa?
We have a simple screening process makes it easy to compare travel insurance policies that can cover ear infections along with any other medical conditions you may have. When applying for a quote we ask some questions about your trip that will include questions about your medical health. After that you will be able to add conditions, each condition has some of it's own questions to answer such as any related conditions you may have, whether it has interfered with your activities or daily living, and about any treatments or surgeries you have had or are currently undertaking. With these answers we will be able to assess your current health situation, and should be able to provide you with travel insurance quotes that have the cover that you want and need.
For further information and advice on travelling with an ear infection, you may find the links at the below helpful.
This page uses information from the following sources:
In need of assistance?
Our medical travel insurance team are ready to provide you with assistance regarding your quote. If you would prefer to talk to an advisor to receive a quote or have a query please contact our UK based customer service team. Find out details on our contact us page.